How are discounted dental plans defined?
ANSWER:
Dental insurance and a discounted dental insurance plan are two very different things. When it comes to discounted dental plans the consumer will be expected to pay annual membership payments to the discounted dental plan provider. When annual membership fees are adhered to and fulfilled the member gets to receive special rates on dental services by providers that are willing to work with the discounted dental plan provider to supply such discounts.
Standard dental policies will typically omit coverage for special cosmetic work while discounted dental plans may include huge savings on cosmetic procedures. What is truly advantageous about many of today's discounted dental plans is that most consumers can avail themselves of such plans without having to be interviewed or evaluated by the dental plan provider.
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Health Savings Accounts
You can use this account to pay for your qualified health expenses, including expenses that the plan ordinarily doesn’t cover, such as eyeglasses and hearing aids.
Expenses paid out of the HSA that are eligible expenses under your high-deductible health plan will count toward the plan’s deductible.
