Are additional dental insurance add-ons worth the investment?
ANSWER:
For a consumer to determine if additional dental insurance add-ons or supplemental policies are legitimate investments, the consumer must first evaluate his or her individual dental needs. This means that if the consumer plans to have lots of dental work done, then such policies might very well be worth the additional costs.
If the consumer plans on having just routine work completed and it is something covered by dental insurance or plans, supplemental policies might be deemed unnecessary. Usually, supplemental dental plans are fantastic for helping out with payments toward cosmetic procedures and work. The consumer will also need to find out if the dental provider is willing to accept two different forms of coverage for a single procedure as well.
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Health Savings Accounts
You can use this account to pay for your qualified health expenses, including expenses that the plan ordinarily doesn’t cover, such as eyeglasses and hearing aids.
Expenses paid out of the HSA that are eligible expenses under your high-deductible health plan will count toward the plan’s deductible.
