Are orthodontic procedures something that is characteristically covered by dental insurance and plans?
ANSWER:
The dental insurance plan that one is considering or that one has will clearly define whether or not orthodontics is covered. Usually such policies do not provide coverage for orthodontics because this work is considered cosmetic. Braces, however, might be included in coverage. The price of additional coverage for orthodontics will need to be weighed against the total costs of orthodontic procedures before a consumer should elect to get additional, optional dental insurance coverage.
Dental
Health Savings Accounts
You can use this account to pay for your qualified health expenses, including expenses that the plan ordinarily doesn’t cover, such as eyeglasses and hearing aids.
Expenses paid out of the HSA that are eligible expenses under your high-deductible health plan will count toward the plan’s deductible.
