Frequently Asked Questions
Small Group Health Insurance:
- What is employer group health insurance coverage?
- What are the coverage requirements for small employer plans?
- Is there a federal law or state law that requires employers to offer health benefits?
- How does the insurance company determine our group's premium?
- What percentage of the health insurance premium does an employer usually pay?
- What is the difference among HMO, PPO, and POS health plans? Which is best for a small business?
- I’m self-employed. How can I find a health plan? Do I need to buy an individual health insurance policy?
- How can my company decide which diseases, treatments, and conditions to cover with our health plan?
- What is the typical waiting period before employees become eligible for a new employer's health plan?
Health
Thursday, Nov 21st 2024
Health Savings Accounts
You can use this account to pay for your qualified health expenses, including expenses that the plan ordinarily doesn’t cover, such as eyeglasses and hearing aids.
Expenses paid out of the HSA that are eligible expenses under your high-deductible health plan will count toward the plan’s deductible.
