What is the best way to compare alternative policies?
ANSWER:
You need to look at how long you will need the coverage, what your financial situation is now, and what the outlook for you and your family is in the future. You can compare surrender cost indexes on policies to give you an indication of the net cost of insurance. Meeting with an advisor will also help you evaluate which plan is best for you.
Life
Health Savings Accounts
You can use this account to pay for your qualified health expenses, including expenses that the plan ordinarily doesn’t cover, such as eyeglasses and hearing aids.
Expenses paid out of the HSA that are eligible expenses under your high-deductible health plan will count toward the plan’s deductible.