I have life insurance at work and have other policies, why should I review my life insurance?
ANSWER:
You should review your insurance coverage every few years. Perhaps your income has increased or decreased. You may have more responsibilities such as new children, new marriage, a spouse may not be working any more, larger debt obligations.
The amount of coverage and the type of coverage may need to be changed or modified. You may be at the tail end of a 10 or 20-year term life insurance policy and the rates are ready to increase substantially.
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Health Savings Accounts
You can use this account to pay for your qualified health expenses, including expenses that the plan ordinarily doesn’t cover, such as eyeglasses and hearing aids.
Expenses paid out of the HSA that are eligible expenses under your high-deductible health plan will count toward the plan’s deductible.
