longterm Care Insurance Frequently Asked Questions
- What kind of care is covered by long term care policies?
- What activities are included in the adls (activities of daily living)?
- What services are typically not covered?
- How does a comprehensive policy differ from a non-comprehensive one?
- How soon do I get benefits?
- What is a cognitive impairment?
- Will I have to be examined by a doctor to buy long-term insurance?
- What about pre-existing conditions?
- Do I need to give personal information about my medical condition and finances to get long-term care insurance?
- What happens to the medical information from my application?
- What happens if I make a mistake on the application?
- Are long term care policies standardized like medicare (medigap) supplements?
- If my sister performs the service in my home, Will the policy provide the benefits?
Long-Term Care
Thursday, Nov 21st 2024
Health Savings Accounts
You can use this account to pay for your qualified health expenses, including expenses that the plan ordinarily doesn’t cover, such as eyeglasses and hearing aids.
Expenses paid out of the HSA that are eligible expenses under your high-deductible health plan will count toward the plan’s deductible.