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What services are typically not covered?

ANSWER:
Those with mental illness (excluding Alzheimer's) are generally excluded from coverage, as are those addicted to alcohol or drugs, those who have attempted suicide, and those who have a self-inflicted injury or an illness or injury caused by an act of war. Also, policies generally exclude those who have had treatment already paid for by the government.

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Long-Term Care

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Health Savings Accounts

You can use this account to pay for your qualified health expenses, including expenses that the plan ordinarily doesn’t cover, such as eyeglasses and hearing aids.

Expenses paid out of the HSA that are eligible expenses under your high-deductible health plan will count toward the plan’s deductible.

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