How does a comprehensive policy differ from a non-comprehensive one?
ANSWER:
In a comprehensive policy, benefits are paid for service delivered in nursing facilities, assisted living facilities, adult day care centers, or at home. However, you may elect a reduced level of benefits for care received outside of a nursing home. A non-comprehensive policy restricts the benefits to services that are provided in nursing facilities.
Long-Term Care
Health Savings Accounts
You can use this account to pay for your qualified health expenses, including expenses that the plan ordinarily doesn’t cover, such as eyeglasses and hearing aids.
Expenses paid out of the HSA that are eligible expenses under your high-deductible health plan will count toward the plan’s deductible.